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  <!-- ── CORE PAGES ── -->
  <url><loc>https://pto-planner.com/</loc><lastmod>2026-04-30</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://pto-planner.com/guides</loc><lastmod>2026-04-30</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://pto-planner.com/about</loc><lastmod>2026-03-16</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://pto-planner.com/affiliate-disclosure</loc><lastmod>2026-03-25</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>

  <!-- ── TOOLS ── -->
  <url><loc>https://pto-planner.com/tools/pto-optimizer</loc><lastmod>2026-03-16</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://pto-planner.com/tools/pto-payout-calculator</loc><lastmod>2026-03-16</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://pto-planner.com/tools/raise-calculator</loc><lastmod>2026-03-16</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://pto-planner.com/tools/its-5-oclock-somewhere</loc><lastmod>2026-04-30</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://pto-planner.com/tools/where-your-taxes-go</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- ── BLOG ARTICLES ── -->
  <url><loc>https://pto-planner.com/blog/how-to-calculate-pto-accrual-rate</loc><lastmod>2026-03-16</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/what-happens-to-unused-pto</loc><lastmod>2026-03-16</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/average-vacation-days-us</loc><lastmod>2026-03-16</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- ── HR SOFTWARE ── -->
  <url><loc>https://pto-planner.com/blog/best-hr-software-small-business</loc><lastmod>2026-03-25</lastmod><changefreq>yearly</changefreq><priority>0.9</priority></url>
  <url><loc>https://pto-planner.com/blog/gusto-review</loc><lastmod>2026-03-25</lastmod><changefreq>yearly</changefreq><priority>0.9</priority></url>
  <url><loc>https://pto-planner.com/blog/gusto-vs-bamboohr</loc><lastmod>2026-03-25</lastmod><changefreq>yearly</changefreq><priority>0.9</priority></url>

  <!-- ── STATE LAW PAGES — BATCH 1 ── -->
  <url><loc>https://pto-planner.com/blog/california-pto-laws</loc><lastmod>2026-03-18</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/new-york-pto-laws</loc><lastmod>2026-03-18</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/illinois-pto-laws</loc><lastmod>2026-03-18</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/texas-pto-laws</loc><lastmod>2026-03-18</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/florida-pto-laws</loc><lastmod>2026-03-18</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- ── STATE LAW PAGES — BATCH 2 ── -->
  <url><loc>https://pto-planner.com/blog/washington-pto-laws</loc><lastmod>2026-03-28</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/colorado-pto-laws</loc><lastmod>2026-03-28</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/massachusetts-pto-laws</loc><lastmod>2026-03-28</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/new-jersey-pto-laws</loc><lastmod>2026-03-28</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/connecticut-pto-laws</loc><lastmod>2026-03-28</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- ── STATE LAW PAGES — BATCH 3 ── -->
  <url><loc>https://pto-planner.com/blog/arizona-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/rhode-island-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/minnesota-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/maine-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/new-mexico-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/missouri-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/louisiana-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/hawaii-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/delaware-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/wisconsin-pto-laws</loc><lastmod>2026-04-10</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- ── STATE LAW PAGES — BATCH 4 ── -->
  <url><loc>https://pto-planner.com/blog/georgia-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/nevada-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/oregon-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/pennsylvania-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/virginia-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/north-carolina-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/maryland-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/michigan-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/ohio-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://pto-planner.com/blog/vermont-pto-laws</loc><lastmod>2026-04-30</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

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