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How to Calculate Your PTO Accrual Rate
Most employees know how many days off they get per year โ€” but converting that into a per-paycheck accrual rate is where things get confusing. This guide walks through the exact formula for every pay schedule, with worked examples.
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What Happens to Unused PTO at Year End?
Every December, millions of workers watch earned hours disappear. Learn how use-it-or-lose-it policies work, which states legally require payout when you leave, and five strategies to never forfeit PTO again.
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How Many Vacation Days Do Americans Get?
The average American worker gets 11 vacation days after 1 year, rising to 15 after 5 years. See how your PTO stacks up by industry, company size, and tenure โ€” plus scripts to negotiate more.
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Accrual & Calculations
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Negotiating PTO

Ready to actually plan your time off?

Enter your accrual rate, add your planned trips, and see exactly how much PTO you'll have at any point in the year โ€” holidays and weekends excluded automatically.

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