🛠 PTO Tools
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PTO Calculator

Project your PTO balance through any future date. Handles accrual or flat allowance, holidays, and planned trips.

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PTO Optimizer

Turn 10 days of PTO into 24+ days off by strategically placing your vacation around holidays and weekends.

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PTO Payout Calculator

Leaving a job? Estimate how much you'll receive for your unused PTO balance — and check your state's payout laws.

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⚡ Other Tools
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Raise Calculator

Estimate your new take-home pay after a salary raise, including 401k adjustments.

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More tools coming soon

We're building more free tools to help you make the most of your benefits.


📖 PTO Guides
PTO Basics

How to Calculate Your PTO Accrual Rate

Step-by-step formulas for every pay schedule — weekly, biweekly, semi-monthly, and monthly.

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Year-End PTO

What Happens to Unused PTO at Year End?

Use-it-or-lose-it policies explained, plus which states require employers to pay out unused vacation.

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Benchmarks

How Many Vacation Days Do Americans Get?

See how your PTO compares nationally, by industry, company size, and years of service.

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🏛 State PTO Law Guides
California

California PTO Laws 2026: The Complete Guide

California treats accrued PTO as earned wages. Use-it-or-lose-it is illegal. Payout is always required at termination.

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New York

New York PTO and Sick Leave Laws Explained

NY PSST Act, NYC's separate rules, and Paid Family Leave — New York's multi-law paid leave landscape explained.

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Texas

Texas Vacation and PTO Laws: What Employers Can and Can't Do

Texas has minimal PTO requirements. Employer policy governs everything — here's what that means for you.

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Florida

Florida PTO Laws: Use-It-Or-Lose-It Rules Explained

Florida imposes no PTO requirements and preempts local sick leave laws. What you get depends entirely on your employer.

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Illinois

Illinois Paid Leave for All Workers Act: Complete Guide

Illinois's landmark 2024 law requires 40 hours of any-reason paid leave for nearly all workers. Here's how it works.

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💼 HR Software Reviews
HR Software

Best HR Software for Small Business in 2026

Gusto, BambooHR, Rippling, and Justworks compared side-by-side with real pricing, pros, cons, and who each is best for.

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HR Software Review

Gusto Review 2026: Pricing, Features, and Who It's Best For

A full breakdown of Gusto's three plans, what you actually pay at different team sizes, and honest takes on strengths and weaknesses.

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HR Software Comparison

Gusto vs. BambooHR 2026: Which Is Right for Your Company?

Head-to-head comparison of the two most popular small business HR platforms — payroll, PTO, onboarding, pricing, and a clear verdict.

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