πŸ›  PTO Tools

Free calculators to track, project, and optimize your own paid time off.

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PTO Calculator

Project your PTO balance through any future date. Handles accrual or flat allowance, holidays, and planned trips.

Use the calculator β†’
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PTO Optimizer

Turn 10 days of PTO into 24+ days off by strategically placing your vacation around holidays and weekends.

Optimize my PTO β†’
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PTO Payout Calculator

Leaving a job? Estimate how much you'll receive for your unused PTO balance β€” and check your state's payout laws.

Calculate my payout β†’
⚑ Other Free Tools

A few extra calculators and widgets we built along the way.

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PTO Hours to Days Converter

Instantly convert PTO hours into days for any workday length, with a reference chart for common balances.

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Raise Calculator

Estimate your new take-home pay after a salary raise, including 401k adjustments.

🍹

It's 5 O'Clock Somewhere

Live world map showing where it's exactly 5pm right now. Set your city for a happy hour countdown.

🧾

Where Your Taxes Go

Enter your salary and state to see a real dollar breakdown of where your federal and state taxes are spent.


πŸ‘” For Employers

Tools and guides for owners and HR managers setting up and running PTO.

Free Tool

PTO Policy Generator

Build a customizable PTO policy in minutes β€” accrual, carryover, and payout rules. Copy, download, or print.

Open the generator β†’
Free Tool

Cost of Unused PTO Calculator

Estimate the dollar liability of accrued, unused PTO across your workforce β€” per-employee and total, plus which states require payout.

Open the calculator β†’
For Employers

How to Create a PTO Policy: A Step-by-Step Guide

The 8 decisions behind a solid PTO policy β€” structure, accrual, carryover, payout, and compliance. Pairs with the free policy generator.

Read the guide β†’
For Employers

PTO Compliance by State: An Employer's Obligation Guide

Your obligations in all 50 states + DC β€” final-paycheck deadlines, mandatory sick leave, payout duties, and the penalties for getting it wrong.

Read the guide β†’
For Employers

How Much PTO Should You Offer Employees?

2026 benchmarks by company size, tenure, and industry β€” plus how to structure tiers and set a number that competes for talent without overspending.

Read the guide β†’

πŸ“– PTO Guides

Plain-English explainers on how PTO accrual, carryover, and benchmarks work.

PTO Basics

How to Calculate Your PTO Accrual Rate

Step-by-step formulas for every pay schedule β€” weekly, biweekly, semi-monthly, and monthly. With worked examples.

Read the guide β†’
Year-End PTO

What Happens to Unused PTO at Year End?

Use-it-or-lose-it policies explained, plus which states require employers to pay out unused vacation.

Read the guide β†’
Benchmarks

How Many Vacation Days Do Americans Get?

See how your PTO compares nationally, by industry, company size, and years of service.

Read the guide β†’

πŸ’Ό HR Software Reviews

Independent reviews and comparisons of the top small-business HR & payroll platforms.

HR Software

Best HR & PTO Tracking Software for Small Business in 2026

Gusto, BambooHR, Rippling, and Justworks compared side-by-side with real pricing, pros, cons, and who each is best for.

Read the guide β†’
HR Software Review

Gusto Review 2026: Pricing, Features, and Who It's Best For

A full breakdown of Gusto's three plans, what you actually pay at different team sizes, and honest takes on strengths and weaknesses.

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HR Software Review

BambooHR Review 2026: Pricing, Features & Is It Worth It?

BambooHR's plans, the add-on structure, best-in-class onboarding and ATS, PTO tracking, and who it's best for.

Read the guide β†’
HR Software Review

Rippling Review 2026: Pricing, Features & Is It Worth It?

The unified HR + IT + finance platform β€” modular pricing, deep automation, global payroll, and who it's best for.

Read the guide β†’
HR Software Comparison

Gusto vs. BambooHR 2026: Which Is Right for Your Company?

Head-to-head comparison of the two most popular small business HR platforms β€” payroll, PTO, onboarding, pricing, and a clear verdict.

Read the guide β†’
HR Software

Gusto Alternatives 2026: The 6 Best Competitors Compared

BambooHR, Rippling, Justworks, OnPay, QuickBooks Payroll, and Paychex compared β€” by the specific reason you'd switch.

Read the guide β†’
EOR Comparison

Deel vs. Remote.com 2026: Which Is the Best EOR Provider?

The two leading global-hiring platforms compared on pricing, country coverage, compliance, IP protection, and support β€” with a clear verdict.

Read the guide β†’

🌍 International β€” Annual Leave & Global Hiring

How paid leave works outside the US β€” statutory minimums by country, plus deep-dive guides on hiring employees in major markets.

Annual Leave Around the World β€” Paid Vacation by Country
Statutory minimum paid leave across 30 countries, compared in working days β€” and why the US is the global outlier with no legal minimum. Start here for the big picture.
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Country Guide

πŸ‡¦πŸ‡Ί Australia β€” Hiring, Payroll & Leave

The 2026 Australia guide: annual leave and the National Employment Standards, 12% superannuation, PAYG, payroll tax, the Fair Work framework, and entity vs. EOR.

Read the guide β†’
Country Guide

πŸ‡¨πŸ‡¦ Canada β€” Hiring, Payroll & Leave

The 2026 Canada guide: provincial vs. federal rules, vacation pay, CPP and EI, income-tax withholding, why Canada isn't at-will, and entity vs. EOR.

Read the guide β†’
Country Guide

πŸ‡ΈπŸ‡¬ Singapore β€” Hiring, Payroll & Leave

The 2026 Singapore guide: statutory leave, CPF (citizens/PRs only), the Skills Development Levy, no monthly tax withholding, work passes for foreign hires, and entity vs. EOR.

Read the guide β†’
Country Guide

πŸ‡¬πŸ‡§ United Kingdom β€” Hiring, Payroll & Leave

A 2026 guide for US and global teams: statutory annual leave, PAYE, National Insurance, pension auto-enrolment, contracts, and entity vs. EOR.

Read the guide β†’

πŸ› State PTO Law Guides β€” All 50 States + DC
PTO Laws by State β€” Master Comparison
All 51 jurisdictions in one table β€” final paycheck deadlines, sick leave mandates, paid family leave, and penalty structures. Start here if you want to compare states.
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Alabama
No state wage statute
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Alaska
3-working-day + 90-day penalty wages
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Arizona
Prop 206 β€” triple damages
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Arkansas
7-day rule + double damages
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California
Accrued PTO = wages
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Colorado
HELP Rules + FAMLI
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Connecticut
CTPL phase-in
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Delaware
HDFA 2026
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Florida
No mandate
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Georgia
Local blocked (Β§34-1-11)
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Hawaii
PHCA + TDI
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Idaho
10-day / 48-hour demand rule
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Illinois
PLAWA β€” any reason
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Indiana
Die & Mold rule on vacation
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Iowa
Β§ 91A + attorney fees
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Kansas
KWPA + 1%/day penalty
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Kentucky
14-day final paycheck rule
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Louisiana
Policy enforced
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Maine
Any-reason paid leave
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Maryland
HWFA + triple damages
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Massachusetts
PFML + treble damages
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Michigan
ESTA restored 2025
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Minnesota
ESST all employers
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Mississippi
No wage statute (one of two)
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Missouri
Local ordinances blocked
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Montana
Only non-at-will state (WDEA)
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Nebraska
Β§ 48-1230 "sooner of" rule
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Nevada
SB 312 β€” any reason
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New Hampshire
72-hour final paycheck rule
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New Jersey
NJFLA + TDI
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New Mexico
HWA β€” 64hr cap
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New York
ESSTA + PFL
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North Carolina
NCWHA enforces policy
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North Dakota
15-day "sooner of" rule
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Ohio
No mandate, local blocked
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Oklahoma
Β§ 165.3 + 2% daily penalty
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Oregon
PLO + sick leave
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Pennsylvania
Philly + Pittsburgh
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Rhode Island
HSFWA + TDI/TCI
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South Carolina
SCPWA + triple damages
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South Dakota
Next payday + 5-day demand acceleration
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Tennessee
21-day final paycheck rule
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Texas
No mandate
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Utah
24-hour final paycheck rule
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Vermont
All employers covered
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Virginia
VWPA double damages
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Washington
PFML + sick leave
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Washington DC
UPLA + ASSLA + 4Γ— penalty wages
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West Virginia
WPCA β€” up to 3Γ— recovery
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Wisconsin
Vacation = wages
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Wyoming
5-working-day uniform rule
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Complete coverage β€” all 50 states + DC. PTO Planner now has dedicated guides for every US jurisdiction. Pick your state above to see the wage payment statute, final paycheck deadline, vacation payout rules, and applicable paid leave mandates.